A very tan/slightly burnt, attractive young 20-something came in and spoke to the receptionist for a minute about her Florida trip and went to the back where I could now see more middle-schoolers, all dressed like they were ready to model for a Kohls back to school sale flyer. Primerica is a leading financial services provider that has been in business for over 40 years, is publicly traded on the New York Stock Exchange under the stock symbol "PRI", and is rated A+ by the Better Business Bureau iii. On top of that, the lady who talked to me one on one after the presentation kept trying to get me to give her more peoples names and numbers and I told her first, I didnt know anyone. When I walked in Spanish music was playing and the office was empty even in the so called Vice Presidents office its was empty and had fake plaques and stuff every where. A huge amount of life insurance agents have their life insurance with Primerica because we sell the best product for the least amount of money and we know how to show you what you are getting so you wont be fooled by a scammer. I didnt want to be rude to him with my best friend trying to work there but it just didnt sit right with me. Cost varies depending on the policy and the applicant's age and health profile. Theres constant turnover from people like me, so recruiting needs to continue indefinitely. She has probably picked up by now that I am a liberal, so she starts emphasizing that she is a hippy and a Christian whose God loves everyone. She tells me an incredible story about her mom leading a march for gay rights and getting pelted with eggs and vegetables. 5. opening up a store or a chain of stores with their very own factory. PFS Investments insights Based on 23 survey responses What people like Supportive environment Clear sense of purpose Time and location flexibility Primerica Financial services Pays really well. Immediately they sit down and start talking about investing in life insurance for our kids (whom are all under the age of 5, and was around at the time) Talking about prices and growth , im interested, fail! Also, MLM companies are notorious for overcharging and under performing. The PSF Representatives testimony at the beginning is full of holes. She then insisted on calling me on Wednesday to remind me of the appointment and said I was lucky because the vice president would be there on Wednesday -_-. *Money.USNews.com, "How to Find A Financial Advisor if You're . But I again dismissed the thought, feeling a bit guilty for doubting John. So how did my interview go? She asked if I was interested in working with them, and I said yes. We set up an interview for this Friday at 1:00. Why didnt I say, when he was at the bottom of page 1 that I didnt think it was the right fit and move on??? Now of course I realize that I was probably the only one who wanted to learn. At school when were prepping for interviews, recruiters ALWAYS want a resume. I said ok and never went back. Yes, education is important. Oh, and I will be getting a term life-insurance policy, just not through Primerica as they do not show up on anyones top ten list of term life insurers. He called me again and I ignored the call. As soon as I saw Primerica I KNEW it was a scam. He didnt even tell me the company name, I found it on his profile when I scoped him when he requested to add me, that he was a regional vice president for Primerica. By the way, based on those 2.28 policies you sell all year, your commission will be maybe $300-$500, less all your expenses. Do you even know why you exist? Turns out that of the top 25 life insurance companies out there, Primerica is at number 22, and they have a very small share of the entire life insurance market to begin with, even though they have more agents than every other life insurance combined. However, the options you'll be presented with are dependent on your age. Came to the appt. Toward the end of my time there, hed told me he wanted me to set up Primerica as the retirement investment for employees. More importantly, I never found out why the middle-schoolers were there! Now here I am, I think Ill be cancelling my interview for tomorrow. I am saddened to see this website because the information given is totally inaccurate and people will listen to this guy instead of researching on the GOVERNMENT websites to see that Primerica is an amazing company! MLM, in contrast, is a scam based on the recruitment of people into an opportunity to recruit others its endless chain recruiting and thats a scam. Why? The second, presents a sales pitch on a legal service. When you feel the need to bully someone like that, there is something lacking in you. Something about more information.. John said, crisply, Im offering an interview, thats the first step in the process. Tamara Most of them!!! Was this review helpful? The woman who spoke with me on the phone came to the front and asked for me. I know hedge funds can guarantee growth percentages, but never can they guarantee one that high. OmG people you are not making a difference commenting here report it to the BBB online or phone I did . I think its great that youre considering getting back into the workforce, and its probably a smart idea to start off part time. http://www.sequenceinc.com/fraudfiles/2015/03/multi-level-marketing-is-not-a-business-its-a-pyramid-scheme/. To the last comment, the most draining 2 months?? I took a few deep breaths and began to greet reps I knew as they began to enter for the Opportunity Night. They focus heavily on helping the middle class with financial products. Hopefully she has read all the history on this company and so on. I asked, how can I be that guy? (pointing to the top of the pyramid). They have no jobs to offer, despite making it seem that way. My only piece of advise. Have you done any research on companies that sell whole life policies? 4. It is a scam in which almost everyone loses money. The meeting was for today, in fact. I cant stand the fact that losers like yourself cant understand it. I have worked with recruiters and hiring managers long enough to know that is poor phone etiquette at best. I set up the interview, on memorial day, not knowing the name of the company. And, how come there stock is listed on the NYSE? At least then they can make informed decisions. Clearly if one can do that for another, one should be able to pocket a nice income Once she quit her little dissertation on the gap between the upper class and middle class and how the middle class can become upper class with our help, she told us to wait as she brought in the guy who had written the review for the company (5 stars. I received invite to interview In another spot on their website, they suggest that part-time agents may expect to earn about $500/mo (which is also $6000/yr). Well, I didnt stick around to find out if it would work or not because I stopped going once me and my mother got a bad feeling about the company. Is Primerica a pyramid scheme? I simply dont like scams. How did she get my information? If it was cost-neutral, why bother recruiting in the first place? Im a server and i waited on this guy and his family. Understanding The Tier-11 Membership Of Primerica Peace and blessings to you. When I started asking for e-mails and more information about the company. MLM is not a business. I have a friend who just signed on with this company. Wondering if it was even actually possible. Ok guys,heres my story: I work two part time retail jobs and am seeking to leave both for one full time position. I talked to the women who contacted me through LinkedIn and her husband when I first got there. A pyramid scheme is usually an illicit activity in which recruiters urge participants to invest money with a promise of high returns. Its the 23rd already, isnt it? I therefore come to this upcoming information event with a favorable impression of the companys products. This, by the way, was part of her voice message. so I started to get dressed for this interview but something in my mind said look it up on the internet . And in response to that someone wrote to me the following: Hello Good evening, I work for Financial Services Office. The guy who stated the *69 comment, yes that does call back the last call, so why tell someone that you are blocking a call and why are you calling back a number that you already talked too?!?!? Name, address, social security. He works VERY hard for his money and does not seem to be producing a lot of it. Result was what I had expected. They just tried taking a mortgage out for half a million and the bank denied them because neither of them have a real job or make enough money. The building that the interview took place at was unmarked on the outside and rather desolate on the inside, and it was situated next to a masonry business past the outskirts of the nearest town, of all things. Or something. She mentioned her husband company briefly and for someone else to pass on the info. So the First 20 minutes seemed normal, but then it got suspicious. But I guess well see what they do to me and all of my information. Especially because it just didnt seem necessary. You get paid if you sell, and thats all they care about. Im canceling my interview for tomorrow. The recruiter may actually be vague in most cases when trying to get people to come check out the company but that doesnt mean they the information you will get about saving for retirement, etc is false or lies. While often legal, taken to the extreme, multi-level marketing becomes a Ponzi scheme. Apparently, his company helped a lot of families who couldnt afford such help otherwise. Its interesting that I came across this, especially since Primerica is also traded on the stock market. It takes time, effort and tears to build something you want. They all were wearing suits and carrying black portfolios. The crazy part it that this PYRAMIDS are legal. I got a phone call from someone telling me the company was called PFF. My typing speed is about 60 wpm. Cons. Both part time and full time. When I enquired further about the details of this opportunity to make extra income as my schedule permits He responded to me telling me that I would be licensed with my state and I would serve as a financial GPS Lol. Now of course, I see several red flags in the situation. So with people like this, I report them to LinkedIn and then block them. i said Look ill be honest with you, Im a very cynical person. And by work, of course, I mean pay them for their 36-week training course and then a monthly fee afterwards. Yes, Orlando, pyramids are illegal and MLMs have very carefully crafted their companies to APPEAR not to be pyramids. Unfortunately, almost everyone in pyramid schemes lose money. The man on the phone was not the man at the meeting. As far as positions, I havent even met you yet, how could I know what youre qualified for? Listening again.. In addition, how Im going to have to pay $99 for license + $25 utilities (no other job makes me do this?). It has been at least 15 years. Employers are not evasive about what they need. I wanted to light their office on fire (when everyone left of course) thats how frustrated I was. Thanks for the info, I got a call from them this morning and promptly cancelled after reading this. Then I asked about the $99 asked of you when you interview and he laughed and said are you on Google? He then scheduled me the day after, which after these comments I intend at missing again. If you want to sell insurance or investments, you are much better off with a company OTHER than Primerica. The wife was still skeptical of the entire thing but being a good wife she was supporting her husband. Contrary to rumors out there, Primerica is not a pyramid scheme. With currently over 90,000 representatives, Primerica may have reached that point. they said a position in the company. We have 40,000 new clients each month if you joined and didnt work, youre not one of the people who make money with us! (Even then that is to be seen) They clearly have a lot of red flags, and I dont think businesses should be allowed to run like that. He called the next day and asked to me come to his office so we could talk more. I tell her about my jobs, what I used to do, etc. If someone approaches you with any opportunity of any sort, and they are not willing to divulge the name of the company, then run as fast as you can! I put down my 5 usual references for jobs and returned the clip board to the receptionist. So I looked up pyramid scam and found out its an unsustainable business in which the higher ups make money by recruiting poor unfortunate souls like ourselves. These places and factories will make organic as possible, vegan as possible, human friendly medication. (Formerly pre-paid Legas Services, membership I have had for 16 years. 30+ years. I think you are mistaken. If you never got paid for telling people, would you still tell people about it? The scheme is called a "pyramid" because at each level, the number of investors increases. http://www.cisro-ocra.com/publications/LLQP%20Provider%20Results%20(Jan-Dec%202014)%20EN.pdf, Anyone who can defend the morality of the scum who works and represents this company is just as bad.

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