and bought an estimated value of $393.4M worth of shares. In November 2020, he announced that he would retire at the end of March 2021. Prior to joining TIAA, Mr. Ferguson served as the Chairman of Swiss Re America Holding Corporation, a global reinsurance company, from 2006 to 2008. Nides is likely to be placed in international affairs. Ferguson heads up the storied Teachers Insurance and Annuity Association of America, which was founded by Andrew Carnegie more than a century ago to provide retirement income and life insurance to educators. This was the landmark case that desegregated public schools in America. Robert Mercer of Renaissance Technologies and Stephen Schwarzman of Blackstone Group have been advisors to Trump during his four years in office, advising him on economic policy and other matters. Larry Page and Sergey Brin founded Google in September 1998. As a result, there are bounds to be lots and lots of people who are interested in watching the New Orleans Saints play at the Mercedes-Benz, Read More How Much Does it Cost to Attend a New Orleans Saints Game?Continue, Back in 2015, Alex Craig, a then 24-year-old mobile app developer from Dallas, Texas, stumbled on the unusual, and as it turns out, genius, idea of creating a business built around the very humble (but, Read More 20 Things You Didnt Know about Potato ParcelContinue, After high preseason expectations, the Titans are a group that seems to be still looking for an identity. His resignation came into effect on April 28, 2006. So, how much is Roger W. Ferguson Jr. worth at the age of 71 years old? In addition, he has honorary degrees from Lincoln College (Illinois),[2] Webster University, Washington and Jefferson College, Michigan State University, Worcester Polytechnic Institute, St. Lawrence University, University of Maryland, Baltimore County, Georgetown University, Metropolitan College of New York, Wabash College, Colby College, Lincoln University (Pennsylvania), Rensselaer Polytechnic Institute, Stevens Institute of Technology, Sewanee: The University of the South, American University, Hofstra University, Dartmouth College, The University of Michigan and The University of San Francisco. After leaving the Fed, he served as president and CEO of the Teachers Insurance and Annuity Association of America (TIAA) from 2008 to 2021. [citation needed] On October 25, 2005, The Washington Post reported that senior members at the Federal Reserve, including Alan Greenspan, were encouraging the Bush Administration to appoint Ferguson to the Federal Reserve Chairmanship. Formerly, Ferguson was Co-Chairman of the Committee for Economic Development. It was a bravura performance. [16], Between 2008 and 2012, Ferguson served as economic advisor to President Obama, initially as a member of the President-elect's Transition Economic Advisory Board and subsequently as a member of the President's Economic Recovery Advisory Board[17] and the President's Commission on Jobs and Competitiveness[18], Ferguson served as chairman of the Group of 30 study group that published "Toward Effective Governance of Financial Institutions". With each passing day, Roger Ferguson Tiaa overall profits continue to rise, and he is becoming more popular on the sidelines. It also offers Yescarta, Tecartus, Trodelvy, and Zydelig products for the treatment of hematology, oncology, and cell therapy patients. Mr. Ferguson has also served in various policy-making positions, including as Vice Chairman of the Board of Governors of the U.S. Federal Reserve System from 1999 to 2006. Since then, the company has grown to more than 130,000 employees worldwide, with a wide range of popular products and platforms like Search, Maps, Ads, Gmail, Android, Chrome, Google Cloud and YouTube. Last updated: 1 March 2023 at 11:00am EST. Dr. Roger W. Ferguson Jr. serves as Independent Director of the Company. Ferguson Jr., has served as President and Chief Executive Officer of TIAA (formerly TIAA-CREF), a financial services firm, since 2008. There's precedence for this, of course: Jake Siewert, a veteran of Goldman Sachs, was press secretary in the Clinton administration and was in the Treasury Department under President Obama. Population. Year: Net Worth: 2019: $25 Million : 2020: In addition, he makes $428,298 as Independent Director at Alphabet Inc. Wallmine is a radically better financial terminal. How much does Roger Ferguson make? His mother taught him that education is something no one can ever take away from you. Between 2010 and 2012, Ferguson co-chaired a National Research Council panel on the Long-Run Macro-Economic Effects of the Aging U.S. Population. Roger Ferguson Jr owns about 6,938 units of Corning Inc /ny common stock. The study was released on October 10, 2010. Roger Ferguson is 68, he's been the Independent Director of Alphabet Inc since 2016. Discover today's celebrity birthdays and explore famous people who share your birthday. It also offers Yescarta, Tecartus, Trodelvy, and Zydelig products for the treatment of hematology, oncology, and cell therapy patients. One stumbling block to that appointment, however, is the progressive element of the Democratic party. Last updated: 1 March 2023 at 11:00am EST. [6], On June 29, 2016, Ferguson became a member of Board of Directors of Alphabet Inc.[1], In February 2023, he was named a member of the McKinsey & Company External Advisory Group.[7]. The estimated Net Worth of Roger W. Jr. Ferguson is at least 1.05 $ dollars as of 14 June 2021. He is a fellow of the American Academy of Arts & Sciences and co-chairs its Commission on the Future of Undergraduate Education. [22], Ferguson was elected to the American Philosophical Society in 2016.[23]. He also presented an opening statement at the semi-annual meetings of the International Monetary and Financial Committee of the International Monetary Fund. From 1984 to 1997, Mr. Ferguson was an associate and partner at the consulting firm McKinsey & Company. The numbers are high with an annual rate of over 700,000 victims of heart attack in the, Read More Gene Editing Might Change Those Susceptible to Heart DiseaseContinue. On June 29, 2016, Ferguson became a member of Board of Directors of Alphabet Inc. Ferguson is also active in higher education policy discussion groups, serving in 2016 and 2017 as co-chairman of the Commission on the Future of Undergraduate Education (sponsored by the American Academy of Arts and Sciences). 9. Roger W. Ferguson Jr. net worth 25.3 Million Millions of dollars 98% Net worth score Disclamer: Roger W. Ferguson Jr. net worth displayed here are calculated based on a combination social factors. In addition, he makes $428,298 as Independent Director at Alphabet Inc. Wallmine is a radically better financial terminal. Another Goldman Sachs executive, Margaret Anadu, who heads up the investment bank's urban-investment department is expected to get an economic policy position. Roger Ferguson Net Worth Roger Ferguson biography. Mr. Ferguson has also served in various policy-making positions, including as Vice Chairman of the Board of Governors of the U.S. Federal Reserve System from 1999 to 2006. Roger Ferguson owns over 1,420 units of Alphabet Inc stock worth over $652,311 and over the last 12 years he sold GOOG stock worth over $0. Which Billionaires Are Funding The Democratic Candidates' Campaigns. roger ferguson net worth. Net Worth in 2021. Prior to joining TIAA, Mr. Ferguson served as the Chairman of Swiss Re America Holding Corporation, a global reinsurance company, from 2006 to 2008. Prior to that, Roger joined the Board of Governors of the U.S. Federal Reserve System in 1997 and served as its Vice Chairman from 1999 to 2006. [3], In 2019, Ferguson received the Harvard Centennial Medal. Ferguson is a member of the Council on Foreign Relations, a member and trustee of the Group of Thirty and a member of the International Advisory Council of the China Banking Regulatory Commission. How Much Does it Cost to Attend a New Orleans Saints Game? Gilead Sciences executives and other stock owners filed with the SEC include: Track performance, allocation, dividends, and risks, Annotate, download XLSX & look up similar tables, Filter, compare, and track coins & tokens, Stocks and cryptocurrency portfolio tracker. In addition, he makes $428,298 as Independent Director at Alphabet Inc. Ferguson has a well-rounded perspective on business and life because of his experiences growing up, both in Washington D.C. and at Harvard. As the Independent Director of Gilead Sciences, the total compensation of Roger Ferguson at Gilead Sciences is 269,986. Most recently he bought 1,420 units of GOOG stock worth $59,839 on 14 June 2021. There are 1 older and 16 younger executives at Alphabet Inc. These resulted in the release of a statement at the end of each FOMC meeting, explaining the rationale for the interest rate decision and including an assessment of the risks facing the economy. 50 years after Roger Moore told how their . Roger Ferguson Net Worth The estimated Net Worth of Roger W. Jr. Ferguson is at least Alphabet Inc stock worth over $660,151 and over the last 12 years he sold GOOG stock worth over $0. Roger Ferguson Net Worth The estimated Net Worth of Roger W. Jr. Ferguson is at least Alphabet Inc stock worth over $627,958 and over the last 12 years he sold GOOG stock worth over $0. and James Flaws, VICE CHAIRMAN He is a fellow of the American Philosophical Society and a member of the Economic Club of New York, the Council on Foreign Relations, and the Group of Thirty. And I think that has played into some of the challenges that were confronting here economically, including the retirement crisis., I had spent so much time with my fatherinformallyweek-in, week-out, talking about interest rates. Last updated: 9 February 2023 at 4:09pm EST. 5. The current estimated net worth of Corning Inc /ny's Director, Roger. Sign up in seconds, it's free! Dr. Roger W. Ferguson Jr. serves as Independent Director of the Company. From 1984 to 1997, Mr. Ferguson was an associate and partner at McKinsey & Company. In addition, the company provides Letairis, an oral formulation for the treatment of pulmonary arterial hypertension; Ranexa, an oral formulation for the treatment of chronic angina; and AmBisome, a liposomal formulation for the treatment of serious invasive fungal infections. Dr. Roger W. Ferguson Jr., Ph.D., J.D. We sit here, 101 years later, standing on the shoulders of those two giants., Unfortunately, I have to say, Steve, in the modern era, the degree of financial literacy is remarkably low. , money, salary, income, and assets. In 2014 and 2015, Ferguson served as a member of the Panel of Economic Advisers for the Congressional Budget Office. Roger is also a member of the Smithsonian Institutions Board of Regents and serves on the New York State Insurance Advisory Board. Ferguson served as co-chairman of the Group of 30 study group that published "Banking Conduct and Culture: A Call for Sustained and Comprehensive Reform". There are 5 executives at Alphabet Inc getting paid more, with Sundar Pichai having the highest compensation of $280,622,016.03.02.2022 Skip to content Net Worth Dr. Roger W. Ferguson Jr., Ph.D., J.D. (THE MARKETS; Fed Reconsiders Policy Of Disclosing Tilt on Rates), While at the Fed, Ferguson served as Chairman of the Group of Ten Working Party on Financial Sector Consolidation. Sign up in seconds, it's free! The position eventually went to Ben Bernanke. The study was released July, 2015. A recent investigation by Forbes and Business Insider has shown that Roger Ferguson estimated net worth is more than a couple of million dollars, according to the publication. The Taste segment offers flavor compounds primarily to the food and beverage industries for use in consumer products, such as prepared foods, beverages, dairy, food, and sweet products. He is expected to be a cabinet pick for Biden. The 69-year-old Ferguson, who has. This segment serves perfume and toiletries manufacturers in the cosmetics industry; and manufacturers of soaps, detergents, fabric care, household cleaners, and air fresheners in the household products industry. 20 Things You Didnt Know about Potato Parcel. He began his career as a lawyer, later becoming a consultant, followed by serving in the public sector. Ferguson earned all three of his degrees at Harvard a bachelors in Economics, a law degree, and finally a doctorate. Sign up in seconds, it's free! Discover Roger W. Ferguson Jr.'s Biography, Age, Height, Physical Stats, Dating/Affairs, Family and career updates. Roger W. Ferguson Jr. was born on 28 October, 1951 in Washington, D.C., United States. $1 Million - $5 Million. Youll enjoyand benefit fromthe observations of this remarkable man. There are 9 executives at Alphabet Inc getting paid more, with SundarPichai having the highest compensation of $280,622,016. Roger Ferguson Jr - Director, Corning Inc /ny As of October 4, 2022 What is Roger Ferguson Jr's Net Worth? This is what we know about Roger Ferguson Tiaa net worth based on a recent study by Forbes and business insiders: It's around more than a couple of million USD. Donald Sussman, who heads up Paloma Advisors gave $26.3 million to Democrats, making him the third-largest Democratic backer after Tom Steyer and Michael Bloomberg. His insights are worth listening to. Joe Biden is President-elect of the United States. At 71 years old, Roger W. Ferguson Jr. height not available right now. In addition, he makes $428,298 as Independent Director at Alphabet Inc. Wallmine is a radically better financial terminal. It seems to have worked out well for him. Over the last 7 years, insiders at Alphabet Inc have traded over $10,858,387,952 worth of Alphabet Inc stock. Sign up in seconds, it's free! However he does like to take on other topics involving some of his personal interests like automobiles, future technologies, and anything else that could change the world. He has a good relationship with Biden and senior members of his campaign. 9, dealing with challenges to global financial stability and including observations regarding the liquidity crisis of 2007. The Council, supported by the Bank for International Settlements, was formed to address issues associated with the Year 2000 computer challenge within the global financial supervisory community. Roger Ferguson Net Worth The estimated Net Worth of Roger W. Jr. Ferguson is at least Alphabet Inc stock worth over $651,548 and over the last 12 years he sold GOOG stock worth over $0. President and CEO of TIAA, the leading provider of retirement services in the academic, research, medical, and cultural . Roger Ferguson Net Worth The estimated Net Worth of Roger W. Jr. Ferguson is at least Alphabet Inc stock worth over $658,139 and over the last 12 years he sold GOOG stock worth over $0. In addition, he makes $428,298 as Independent Director at Alphabet Inc. Wallmine is a radically better financial terminal. His net worth has been growing significantly in 2021-2022. serves as Independent Director of the Company. He is a realistic 21st century businessman. Roger Ferguson is 68, he's been the Independent Director of Alphabet Inc since 2016. As a supply-side economist, Kudlow said he was worried that Ferguson would follow a Neo-Keynesian policy and would oppose the Bush Administration's economic policy. "[12], Ferguson proposed the idea of a journal dedicated to central banking theory and practice. Roger Ferguson Jr's largest purchase order was, In total, Roger Ferguson Jr has made about, The most recent transaction was a purchase order of, Corning Inc /ny's most recent insider trade came on March 1, 2023 by And then having, you know, Andrew Brimmer appointedan African-American guy, [who] came from a very modest backgroundhis parents were sharecroppers, I thinkyou know, proved that it was doable for a person who looked like me., We have to get more people covered. The study called on public officials to empower systemic regulators with new tools to enhance the stability and resilience of the global financial system and potentially lessen the severity of future crises. 2. TIAA. 8. The best leaders are strong and resilient. On average, Roger trades about 105 units every 1 days since 2011. Dr. Ferguson also served as Director of Research and Information Systems, overseeing a staff of 400 research professionals and managing the firm's investments in knowledge management technologies. He grew up during the times of the Civil Rights Movement and the Vietnam War. He joined TIAA after his tenure at Swiss Re, a global reinsurance company, where he served as Chairman of the firms America Holding Corporation, Head of Financial Services, and a member of the Executive Committee from 2006 to 2008. Since then, the company has grown to more than 130,000 employees worldwide, with a wide range of popular products and platforms like Search, Maps, Ads, Gmail, Android, Chrome, Google Cloud and YouTube. The final report was issued in September, 2012, under the title, "Aging and the Macroeconomy: Long-Term Implications of an Older Population". As one of a very few African American CEOs who lead Fortune 100 companies, the issue of diversity and other social justice matters are connected to these early life experiences. Lawrence McRae who sold, In the last 20 years, insiders at Corning Inc /ny have sold an estimated value of, Mailing address is International Flavors & Fragrances Inc. 521 West 57th Street New York NY 10019 NY. Learn How rich is He in this year and how He spends money? Gilead Sciences, Inc., a research-based biopharmaceutical company, discovers, develops, and commercializes medicines in the areas of unmet medical need in the United States, Europe, and internationally. Roger W. Ferguson Jr. (born October 28, 1951 in Washington, D.C.) is an American economist, attorney and corporate executive who served as the 17th vice chairman of the Federal Reserve from 1999 to 2006. Ferguson received a B.A. In 2016, Ferguson received the Harvard Medal, awarded annually by the Harvard Alumni Association for service to Harvard. The most recent stock trade was executed by Amie Thuener O'toole on 1 March 2023, trading 637 units of GOOG stock currently worth $57,426. Gene Editing Might Change Those Susceptible to Heart Disease, Eight Reasons to go to French Polynesias Marquesas Islands, How Lisa Rinna Achieved a Net Worth of $10 Million, 20 Cities with The Worst Weather in Europe, How Zac Stacy Achieved a Net Worth of $6 Million. The study, which has been translated into three languages. cum laude in 1979, and a Ph.D. in economics in 1981, all from Harvard University. He joined TIAA after his tenure at Swiss Re, a global reinsurance company, where he served as Chairman of the firms America Holding Corporation, Head of Financial Services, and a member of the Executive Committee from 2006 to 2008. The resulting International Journal of Central Banking was announced in 2004 and first published in 2005, with two objectives: to disseminate widely the best policy-relevant research on central banking and to promote communication among central banks. Ferguson Jr., has served as President and Chief Executive Officer of TIAA (formerly TIAA-CREF), a financial services firm, since 2008. In addition, the company provides Letairis, an oral formulation for the treatment of pulmonary arterial hypertension; Ranexa, an oral formulation for the treatment of chronic angina; and AmBisome, a liposomal formulation for the treatment of serious invasive fungal infections. Ferguson served as chairman of the Group of 30 study group that published "Enhancing Financial Stability and Resilience: Macroprudential Policy, Tools and Systems for the Future". The IJCB has more than 50 sponsoring institutions. Ferguson proposed the idea of a journal dedicated to central banking theory and practice. American economist, lawyer and businessesman (born 1951), Learn how and when to remove these template messages, Learn how and when to remove this template message, Teachers Insurance and Annuity Association of America, THE MARKETS; Fed Reconsiders Policy Of Disclosing Tilt on Rates, 2001 LC Honorary Degree Recipient Shows Strength During Crisis, "HAA Announces 2016 Harvard Medalists | Stories", "Roger Ferguson: 2019 Centennial Medal Citation | Harvard University - The Graduate School of Arts and Sciences", "Bernanke Seen as Safe Pick For a White House in Straits", "Roger Ferguson, a top Black Wall Street exec who manages $1 trillion, steps down", "External Advisory Group | McKinsey & Company", "The Astonishing Story of the Federal Reserve on 9-11", "Vice Chairman of the Fed, a Greenspan Ally, Resigns", https://www.nytimes.com/2001/09/24/opinion/24iht-eddavid_ed2_html, "Fed Vice Chairman Resigns, Adding to Turnover at Top", "Central bankers must work 'more closely together', "The Structure of Financial Supervision: Approaches and Challenges in a Global Marketplace", "Enhancing Financial Stability and Resilience: Macroprudential Policy, Tools, and Systems for the Future", "Obama to meet with economic team, talk to media", "Factbox: CEOs named to Obama's U.S. jobs council", "Toward Effective Governance at Financial Institutions", "Banking Conduct and Culture: A Call for Sustained and Comprehensive Reform", "Committee: Long-Run Macro-Economic Effects of the Aging U.S. Population", "Home | National-Academies.org | Where the Nation Turns for Independent, Expert Advice", International Financial Stability, Geneva Report No 9, Cambridge Endowment for Research in Finance. Ferguson has co-authored, edited or led study groups or commissions that have produced numerous publications, including monographs, occasional papers, study group reports and commission reports. Roger Ferguson is 68, he's been the Independent Director of International Flavors & Fragrances since 2010. Tom Steyer is expected to have influence in Biden's administration. There are no older and 31 younger executives at Gilead Sciences. The most active insiders traders include L John Doerr, Brin Sergey, and Lawrence Page. He is from United States. He credits these times with giving him a solid perspective on money and finance. Submit a correction suggestion and help us fix it! The Working Party released its final report on January 25, 2001. You can see the complete history of Roger Ferguson stock trades at the bottom of the page. Roger W. Ferguson Jr. (born October 28, 1951 in Washington, D.C.) is an American economist, who was Vice Chairman of the Board of Governors of the Federal Reserve System from 1999 to 2006, and has served as President and Chief Executive Officer of the Teachers Insurance and Annuity Association College Retirement Equities Fund (TIAA) since April, 2008. In June, 2016, Alphabet Inc. appointed Roger W. Ferguson Jr. to its board of directors. The Working Party released its final report on January 25, 2001. Dr. Roger W. Ferguson Jr. serves as Independent Director of the Company. Greater New York City Area. [11], Alan Greenspan has called Ferguson "one of the most effective Vice Chairmen in the history of the Federal Reserve. Roger Ferguson Net Worth The estimated Net Worth of Roger W. Jr. Ferguson is at least Alphabet Inc stock worth over $688,805 and over the last 12 years he sold GOOG stock worth over $0. and current macroeconomic topics. The right course is not always the most popular one, but that is where being strong and resilient becomes an important personal characteristic. The most recent transaction was a purchase order of 1,420 units , worth He also became the Chairman of the Financial Stability Forum (FSF), which promotes international financial stability through information exchange and international cooperation in financial supervision and surveillance. There are 7 executives at International Flavors & Fragrances getting paid more, with AndreasFibig having the highest compensation of $7,629,080. Dr. Roger W. Ferguson Jr., Ph.D., J.D. On October 25, 2005, The Washington Post reported that senior members at the Federal Reserve, including Alan Greenspan, were encouraging the Bush Administration to appoint Ferguson to the Federal Reserve Chairmanship. 10. The estimated Net Worth of Roger W. Jr. Ferguson is at least $1.08 Million dollars as of 14 June 2021. International Flavors & Fragrances executives and other stock owners filed with the SEC include: Track performance, allocation, dividends, and risks, Annotate, download XLSX & look up similar tables, Filter, compare, and track coins & tokens, Stocks and cryptocurrency portfolio tracker. The most active traders at the company are Sign up in seconds, it's free! Asking questions is a part of a leadership model and an informed consumer. The study of the regulatory structure of 17 jurisdictions was released on October 6, 2008. Roger W. Ferguson Jr.'s income source is mostly from being a successful . 6. The estimated Net Worth of Roger W. Jr. Ferguson is at least $1.08 Milln dollars as of 14 June 2021. So he knows the various facets of business and admits that this end at TIAA was not part of his career plan. All of this speculation will be revealed with Biden's cabinet picks soon. The company provides Biktarvy, Genvoya, Descovy, Odefsey, Truvada, Complera/ Eviplera, Stribild, and Atripla products for the treatment of human immunodeficiency virus (HIV) infection; Veklury, an injection for intravenous use, for the treatment of coronavirus disease 2019; and Epclusa, Harvoni, Vosevi, Vemlidy, and Viread for the treatment of liver diseases. The study was released July, 2015. Alphabet Inc executives and other stock owners filed with the SEC include: Track performance, allocation, dividends, and risks, Annotate, download XLSX & look up similar tables, Filter, compare, and track coins & tokens, Stocks and cryptocurrency portfolio tracker. Roger has served as the President and Chief Executive Officer of TIAA, a major financial services company, since April 2008. He has some unique views on the corporate ladder, leadership, and money, as you will see as you read on. In addition, he makes $428,298 as Independent Director at Alphabet Inc. Wallmine is a radically better financial terminal. $1.44M . The oldest executive at International Flavors & Fragrances Inc. is KatherineHudson, 73, who is the Independent Director. Ferguson has also been appointed to the board of directors of several companies.[1]. The oldest executive at Alphabet Inc is AlanMulally, 74, who is the Independent Director. Table of Contents show 1. Garrett by trade is a personal finance freelance writer and journalist. This site uses Akismet to reduce spam. He is a fellow of the American Academy of Arts & Sciences and co-chairs its Commission on the Future of Undergraduate Education. Prior to joining TIAA, Mr. Ferguson served as Chairman of Swiss Re America Holding Corporation, a global insurance company, from 2006 to 2008. The study was released on October 10, 2010. Roger Ferguson Jr usually trades in May, with the busiest year in 2021. Larry Page and Sergey Brin founded Google in September 1998. Ferguson served as chairman of the Group of 30 study group that published "Toward Effective Governance of Financial Institutions". He is also one of the most prominent black men on Wall Street. The study of the regulatory structure of 17 jurisdictions was released on October 6, 2008. serves as Independent Director of the Company. As the Independent Director of Alphabet Inc, the total compensation of Roger Ferguson at Alphabet Inc is $428,298. Simons, a mathematician by trade, could land a key position in the Biden White House. Roger Ferguson Net Worth The estimated Net Worth of Roger W. Jr. Ferguson is at least Alphabet Inc stock worth over $732,028 and over the last 12 years he sold GOOG stock worth over $0. Lawrence McRae who sold 41,990 units worth He also serves as a Regent of the Smithsonian Institution, having been approved in 2017 by both Houses of Congress for a six-year term. Progressives likely wouldn't be happy with a high-powered Wall Street type in such a high ranking position in the new administration. He was responsible for leading the Federal Reserve's initial response to the terrorist attacks and was praised for his expert handling of the crisis. This ultimately resulted in the passage and signing into law of the Check Clearing for the 21st Century Act, which is also known as Check 21.

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